I Went To My Mountain House In Colorado To Rest… And Found My Daughter-In-Law’s Family Living There

Chapter 7

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When you do that, we can talk. I sent the message and then with a determined movement, I blocked his number. The first three days at the cabin were of absolute silence. I received no calls. I had no messages.

There were no attempts at contact. It was as if I had cut a cord that connected me to a world of constant demands. And now I simply floated in space, free, but also strangely alone. I spent the mornings walking in the woods around the property, watching the light filter through the pine trees, listening to the birds sing as if celebrating my presence. In the afternoons, I read books I had bought years ago and never had time to open.

I cooked simple food just for myself without having to worry about anyone else's tastes. I slept deeply without sudden awakenings, without that nocturnal anxiety that had been my companion for so long. It was peace. It was freedom. But there were also moments when doubt crept through the cracks in my determination.

On the fourth day, I decided to return to the city. I had things to resolve, promises to keep. I couldn't hide in the mountains forever, as tempting as it was. As I drove back, I mentally rehearsed the conversations I would have to have with the bank, with the insurance company, with the lawyers if necessary. I arrived at my apartment in the city at noon.

The answering machine was blinking with 15 new messages. I listened to them all while making coffee. Three were from Sharon, each one more desperate than the last. Four were from unknown numbers that were probably Joe and Lucy trying to communicate from other phones. Five were from family friends clearly contacted by Robert to intercede and three were from the bank.

I started with the bank. I called the number they had left and a representative answered. Vicente Mrs. Martin. He said we're calling because we noticed you canled your monthly automatic transfer.

We wanted to confirm if this was intentional or if there was an error in the system. It was completely intentional, I replied firmly. I want to remove my monthly contribution to my son's mortgage, and I also need to talk about removing my name as co-signer on his car loan. There was a pause on the other end of the line. I could hear rapid typing.

I understand. Regarding the car, your son would have to refinance the loan without you as a co-signer, which would require him to qualify on his own. Do you want us to send the necessary documentation? Yes, please. And regarding the mortgage, without your monthly contribution, the payment would increase by $800.

Is your son aware of this change? He is aware, I said, although I didn't know if he had really processed the magnitude of what it meant. He will have to find a way to cover the full amount. Very well, we will process the changes. Just to inform you, if there were three consecutive missed payments, the bank would initiate foreclosure proceedings.

I understand. Thank you for the information. I hung up and stared at the phone. 3 months. Robert had three months to find $800 extra each month.

It was possible if they reduced expenses, if Sharon worked more hours, if they stopped living beyond their means. But it would require sacrifice, discipline, maturity. The phone rang almost immediately. It was a number I didn't recognize, but I decided to answer. Alice?

It was Lucy's voice, trembling, pleading. Please don't hang up. I need to talk to you. I took a deep breath. What do you want, Lucy?

I came to the bank this morning with Robert. They told us you canled everything. The car insurance, your part of the mortgage, Alice, we can't afford all that. Robert earns $1,800 a month. The full mortgage is 1,400.

The car insurance is 300. The bills for electricity, water, and internet are another 250. How are we going to live on $150 a month? I did the math quickly in my head. The numbers didn't add up.

Lucy, if Robert earns 1,800 and the full mortgage is $1,400, that leaves $400, not $150. But the car insurance, the car insurance that you were paying, I interrupted her. If you can't pay for it, then you can't have the car. It's that simple. Sell the car.

Buy something cheaper that you can maintain. Use public transport. look for alternatives, but it's no longer my problem. Sharon also works, Lucy continued quickly. She earns 900 a month. Uh, that gives us 2,700 in total.

Then you have enough, I said, calculating. 1,400 for the mortgage, 300 for insurance if you decide to keep the car, 250 for utilities. That's 1,950. That leaves you 750 for food, gas, and other expenses. It's tight, but it's possible.

But we also live there, Lucy said, her voice going up an octave. Joe and I need to eat. We need our medications. Joe has to go to the doctor every month. That costs $120 because we don't have insurance.

And there was the real reason the numbers weren't working. It wasn't just Robert and Sharon. It was four adults living on the income of two and one of them had significant medical expenses. Lucy, how old are you and Joe? 67.

And neither of us works. Joe had a heart attack 2 years ago. He can't work. And I take care of him. I felt a twinge of something akin to compassion, but I kept it at bay.

This wasn't cruelty on my part. It was reality. Lucy, understand something. I am also close to 70. I also have medical expenses.

I also get tired. The difference is that I worked my whole life to secure my future. I saved. I invested. I prepared.

And now that I could finally rest, I discovered I was supporting six people besides myself. But we're family. Being family doesn't mean I have to sacrifice my financial security for yours, I said firmly. Especially after how you treated me. You invaded my property.

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I Went To My Mountain House In Colorado To Rest… And Found My Daughter-In-Law’s Family Living There

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